Medicare
Medicare supplement, vision/dental, critical illness, and health insurance policies are bound to come up in any complete discussion of your client's retirement portfolio. We give you options for all of them, so you can offer more choices and coverage levels to the clients who trust you to help them insure the ones they love.
The increasing cost of health care is a major worry for near-retirees. In fact, according to Voya's Retire Ready Index, a whopping 91% of workers are worried about their ability to pay for health care during retirement. These workers know that Medicare only covers so much, and self-funding for unexpected costs can destroy dreams of leaving an inheritance for the children or supporting a surviving spouse.
The best way to help your clients prepare is to talk to them. Go over their options. If they're well below retirement age, we can help you look for better and more affordable health insurance, or add coverage for vision, dental, or critical illness. If they're at or near retirement age, let's dig deeper to analyze their options for Medicare supplement insurance and long-term care.
Why Your Clients Need Medicare Supplement Insurance
Original Medicare coverage doesn't cover everything, which surprises many clients. Just like with private insurance, they'll still have to pay coinsurance, copayments, and deductibles. Medicare supplement insurance (also called "medigap" or "medsupp") can help offset those costs, and offer additional benefits that aren't included in Medicare Part A or Part B.
Keep in mind that clients who've signed up for Medicare Advantage (also known as Medicare Part C) aren't eligible for a medsupp policy - these are only available to original Medicare subscribers.
We can help you offer Medicare supplement policies to clients enrolled in Medicare Parts A and B. Plans are standardized and regulated by state, with each assigned a letter (A through N). Plan A, for example, must offer the same benefits no matter which carrier sells this plan. In many ways, this makes your job easier - the only tough decision is which plan meets the client's needs. Click here for more info on Medicare Supplements.
We'll work with you to present a complete Medicare supplement insurance package appropriate for your client's state.
Need Help?
Reach out to us anytime for illustrations, quotes, marketing support, ideal client profiles, and more.
The increasing cost of health care is a major worry for near-retirees. In fact, according to Voya's Retire Ready Index, a whopping 91% of workers are worried about their ability to pay for health care during retirement. These workers know that Medicare only covers so much, and self-funding for unexpected costs can destroy dreams of leaving an inheritance for the children or supporting a surviving spouse.
The best way to help your clients prepare is to talk to them. Go over their options. If they're well below retirement age, we can help you look for better and more affordable health insurance, or add coverage for vision, dental, or critical illness. If they're at or near retirement age, let's dig deeper to analyze their options for Medicare supplement insurance and long-term care.
Why Your Clients Need Medicare Supplement Insurance
Original Medicare coverage doesn't cover everything, which surprises many clients. Just like with private insurance, they'll still have to pay coinsurance, copayments, and deductibles. Medicare supplement insurance (also called "medigap" or "medsupp") can help offset those costs, and offer additional benefits that aren't included in Medicare Part A or Part B.
Keep in mind that clients who've signed up for Medicare Advantage (also known as Medicare Part C) aren't eligible for a medsupp policy - these are only available to original Medicare subscribers.
We can help you offer Medicare supplement policies to clients enrolled in Medicare Parts A and B. Plans are standardized and regulated by state, with each assigned a letter (A through N). Plan A, for example, must offer the same benefits no matter which carrier sells this plan. In many ways, this makes your job easier - the only tough decision is which plan meets the client's needs. Click here for more info on Medicare Supplements.
We'll work with you to present a complete Medicare supplement insurance package appropriate for your client's state.
Need Help?
Reach out to us anytime for illustrations, quotes, marketing support, ideal client profiles, and more.
- Call us at 1-800- 277-8711 and ask to speak to a brokerage director.
- Click here to email us.